The mortgage rate does not sum up a loan on its own.

Before wanting to worry about a loan, you must always keep in mind that any loan is not just a mortgage rate.

What are the parameters to take into account to make the best possible decision when borrowing?

What are the parameters to take into account to make the best possible decision when borrowing?

Indeed, even if they may not spontaneously come to mind, many other parameters are also to be taken into account in order to obtain the mortgage loan most suited to your situation as a borrower :

  • the borrower insurance rate in particular;
  • exemption from early redemption indemnities (IRA);
  • transferability of the loan;
  • the modularity of the loan.

It therefore seems important to turn to a professional to ensure you all the best financing conditions on the market. Indeed, negotiating the mortgage rate well is not given to everyone!

Ask an industry professional to take out your loan or buy back your loan

Ask an industry professional to take out your loan or buy back your loan

With Lite Lender, expert in real estate lending and loan insurance, you are guaranteed to obtain a competitive rate, via a quality service, efficient but also fast. For this, the firm puts French banks and partner insurance companies into competition and will defend your project as it should.

You are supported throughout the purchasing process so you can ask any questions you have to be reassured!

Your advisor can negotiate for you a first mortgage rate for the purchase of your property but he can also take care of the repurchase of your current mortgage (also called repurchase of mortgage).

Indeed, many owners have obtained a loan with a much lower mortgage rate than those currently offered on the market. Therefore, it is advantageous to negotiate this mortgage rate again in order to get a better one and save money.

Whatever your initial request, in order to negotiate the mortgage rate according to your profile, trust an expert in real estate brokerage and let him get you the best market rate possible, all parameters combined.

TO REMEMBER !

  1. The mortgage is not only about the rate, there are other parameters to take into account
  2. The broker will accompany you throughout your process
  3. Call on Lite Lender, mortgage loan expert, to find you the best performing mortgage